FAQ

1. Is there any smart contract risk in using Rivo?

Rivo doesn’t write or manage its own smart contracts, so there’s no extra code risk introduced by us. When you use Rivo:

• Swaps, bridges, and deposits happen through Li.Fi, a cross-chain aggregator audited by top firms like Quantstamp, Spearbit, and Code4rena, and backed by an active bug bounty.

• Liquidity pool deposits use Portals.fi, which is also audited and designed to simplify complex DeFi actions.

Because Rivo leverages these audited, well-known services rather than running new code, you’re interacting with proven tools—not experimental smart contracts.

2. How does Rivo handle swaps and bridging?

Rivo integrates Li.Fi, a powerful cross-chain tool that sources the best routes across 40+ networks (Ethereum, Polygon, Arbitrum, etc.). Li.Fi:

• Combines multiple DEXs and bridges to find you the most efficient path.

• Is thoroughly audited (Quantstamp, Spearbit, Code4rena) and has an active bug bounty.

This means you can conveniently move funds between different networks or swap tokens at competitive rates, all within Rivo’s interface.

3. Which strategies should I choose if I’m a beginner?

Look for stablecoin-based or low-volatility options when you’re starting out. These typically offer predictable yields and less exposure to price swings. Rivo’s strategy recommendation quiz (in development) will match you with options that fit your goals and risk tolerance.

4. Where can I learn how each strategy generates its yield?

Each strategy page on Rivo includes:

• A short explanation of how it generates yield (e.g., lending, providing liquidity, staking).

• Risk highlights (e.g., potential impermanent loss, protocol security, etc.).

• A Safety Score that reflects overall risk factors.

We believe understanding “how it works” is key to making confident decisions.

5. What are the main risks involved if Rivo doesn’t add its own smart contract?

Even though Rivo’s own code does not introduce extra risk, you’re still using underlying protocols and blockchains, which carry:

1. Smart Contract Risk (underlying protocols): A bug or hack in the protocols you deposit into can lead to losses.

2. Market Risk: If the asset price swings suddenly, your holdings may go down in value.

3. Liquidity Risk: Some protocols have a lock-up or limited withdrawal windows.

Rivo carefully selects reputable and audited protocols to minimize these risks. We also show a Safety Score for various strategies, covering audits, maturity, liquidity, and more.

6. Can I withdraw any time, or are my funds locked?

This depends on the specific protocol and strategy:

• Many stablecoin strategies allow you to withdraw anytime.

• Some higher-yield opportunities or staking protocols require waiting periods.

Rivo will clearly note any lock-up period or unbonding timeframe so there are no surprises.

7. Do you have well-known audits or partners?

• Li.Fi: Audited by Quantstamp, Spearbit, and Code4rena.

• Portals.fi: Audited; you can check the full security review here: https://github.com/pashov/audits/blob/master/solo/pdf/Portals-security-review.pdf

Rivo relies on these battle-tested solutions, so you can confidently use their cross-chain and LP deposit functionalities through our platform.

8. Does Rivo recommend strategies tailored to my needs?

Yes, we’re building a quiz-based recommendation where you answer questions about your:

• Risk tolerance

• Investment goals (short-term or long-term)

• Familiarity with crypto

Based on your responses, we show you strategies that fit you best.

9. Any tips to use Rivo and DeFi safely?

• Never share your wallet’s seed phrase or private key.

• Always check transaction prompts for token names and amounts before approving.

• Beware of phishing—only use our official website and verified channels.

• Research the underlying protocols you’re depositing into; read about their audits and track record.

Rivo is basically your front-end aggregator of audited, proven DeFi tools—but it’s always wise to do your own due diligence.