Strategy Comparison Table

This table provides a side-by-side comparison of different DeFi strategies, highlighting how they work, their benefits, and their risk levels.

Strategy Type	How it Works	Main Benefits	Risks & Considerations	Best For
Staking	Lock tokens to secure a network and earn rewards.	Passive income- Helps secure the network	Tokens may have lock-up periods- Subject to market price volatility	Long-term holders who want to earn on assets
Lending	Lend tokens to borrowers and earn interest.	Earn yield on idle assets- Typically low risk if lending to reputable platforms	Interest rates can change- Protocol risk if borrowing is mismanaged	Users looking for stable passive income
Restaking	Stake ETH again to secure multiple networks and earn extra rewards.	Higher yield than standard staking- Supports multiple protocols	More complex than regular staking- Higher smart contract risks	Advanced users seeking higher ETH rewards
Liquid Staking	Stake tokens while receiving a liquid tradable version (LST).	Earn staking rewards while using your tokens in DeFi- No lock-up like traditional staking	LST value can fluctuate- Smart contract and depeg risks	Users who want staking rewards + DeFi access
Liquidity Pools	Provide token pairs for decentralized exchanges (DEXs) to earn fees.	Earn trading fees- Enables decentralized trading	Impermanent loss risk- Requires active management	Users comfortable with market fluctuations
Vaults	Automated DeFi strategies that optimize yield.	Auto-compounds rewards- No manual management needed	Smart contract risk- Some vaults may have withdrawal delays	Users who prefer set-and-forget investments
Fixed Yield	Buy tokens at a discount and redeem 1:1 at maturity for guaranteed yield.	Predictable returns- No exposure to market volatility	Funds are locked until maturity- Lower yield compared to riskier strategies	Users who want guaranteed returns with no surprises
Index	A diversified basket of assets for balanced risk and returns.	Lower volatility than individual tokens- Diversified exposure	Limited upside compared to individual tokens- Rebalancing costs	Users looking for passive diversified investment

How to Choose the Right Strategy?

• Want simple, passive income? → Staking or Lending

• Looking for higher rewards with more risk? → Restaking, Liquidity Pools

• Prefer automated strategies? → Vaults

• Need predictable returns? → Fixed Yield

• Want diversified exposure? → Index

This structured comparison helps new and experienced users make informed decisions on Rivo, choosing the best strategies based on their goals and risk appetite.